30 Yr. Fixed Conventional loan quote: 30-year fixed-rate. $700,000 loan amount, 780 FICO, 5% down payment. Monthly P&I payment: $4,030; taxes, insurance, MI are extra.

15 Yr. Fixed Conventional loan quote: 15-year fixed-rate. $640,000 loan amount, 780 FICO, 20% down payment. Monthly P&I payment: $5,103; taxes, insurance are extra.

30 Yr. Fixed Conventional Investment loan quote: 30-year fixed-rate. $700,000 loan amount, 780 FICO, 25% down payment. Monthly P&I payment: $4,197; taxes & insurance are extra.

VA and VA IRRRL (Interest Rate Reduction Refinance Loan) quote: 30-year fix-rate. $700,000 loan amount, 700 FICO, 100% financing. Monthly P&I payment: $3,865; taxes & insurance are extra.

FHA 0% Down & 3.5% Down Payment loan quote is based off a 30-year fixed-rate first mortgage and a second mortgage. The first mortgage goes up to 96.5% loan to the value of a $700,000 base loan amount and a $712,250 total loan amount (incl FHA funding fee), 700 FICO, Monthly P&I payment: $3,933; taxes, insurance, MI are extra. The second mortgage consists of a down payment assistance program that covers the remaining difference of 3.5%+ with the possibility of it going beyond 100%+ to help cover closing costs. Call for details about the second mortgage.

USDA loan quote is based on a 30-year fix-rate. $700,000 base loan amount, 720 FICO, 0% down payment. Monthly P&I payment: $3,904; taxes, insurance, MI are extra.

This is not an offer of credit or commitment to lend. Program restrictions apply. This is not professional nor investing advice as this is for informational purposes only. Rates change daily and we are not a government agency. Hawaii Mortgage Experts, LLC NMLS ID 1474949. Jacob Ordenstein NMLS ID 351586.